Privacy Policy

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Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

• Social Security number and income
• Account Balances and payment history
• Credit History and Credit Scores

When you are no longer our customer, we continue to share your information as described in this notice.

We do not sell customer personal data. We also do not allow any personal data to be used by third parties for their own marketing purposes.

However, we do need to share it in some circumstances. These may be to provide you services (e.g., provide financing), or when necessary for our affiliates to provide services to us.

What information does Miracle Finance LTD share?

For our everyday business purposes —

such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

For our marketing purposes —

to offer our products and services to you

TO LIMIT OUR SHARING

• Call (972) 780-0580
• Visit us online: www.miraclefinanceltd.com

Please note:

When you are new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice.

However, you can contact us at any time to limit our sharing.

QUESTIONS?

Call (972) 780-0580 or go to www.miraclefinanceltd.com.

How does Miracle Finance LTD protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with the federal law. These measures include computer safeguards and secured files and buildings.

How does Miracle Finance LTD collect my personal information?

We collect your personal information, for example, when you:

• Make a payment or give us your contact information
• Use your credit card or show your driver's license
• Apply for financing or provide employment information

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can't I limit all sharing?

Federal law gives you the right to limit only

• sharing for affiliates’ everyday business purposes—information about your credit worthiness
• affiliates from using your information to market to you
• sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

Non-affiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

• Miracle Finance LTD does not share with non-affiliates so they can market to you.

Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

• Miracle Finance LTD does not jointly market